Indexed universal life (IUL) insurance lets the policyholder decide how much cash value to assign to an equity-indexed account and to a fixed-rate account, if available.
A whole life insurance policy is a type of permanent life insurance that provides lifelong coverage and builds cash value over time. Unlike term life insurance, which only provides coverage for a specific period, whole life insurance offers lifetime protection as long as premiums are paid. The policy also includes a cash value component that grows over time and can be accessed by the policyholder during their lifetime.
As an insurance broker, Mercy works for you and devoted to making sure you secure the best life insurance option that will benefit your family.
Ideal for those with health concerns, this option offers a gradual benefit increase over time, ensuring peace of mind.
This coverage is specifically designed to cover end-of-life expenses, relieving your loved ones of financial burdens during a difficult time.
A combination of life insurance and investment, providing a guaranteed income stream while also offering death benefits.
For those looking for affordable, temporary coverage, term life insurance offers protection for a specified period, making it a cost-effective choice.
If you prefer to self-enroll and explore your options independently, visit our PlanEnroll Portal to get started today!